Call reports 2026
FARMERS AND MERCHANTS BANK — 2026
What FARMERS AND MERCHANTS BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 567,075,000 | 565,839,000 |
| Total loans | 342,161,000 | 353,208,000 |
| Allowance for loan losses | 7,855,000 | 7,730,000 |
| Securities available for sale | 134,532,000 | 135,028,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 486,424,000 | 481,208,000 |
| Interest-bearing deposits | 409,735,000 | 400,532,000 |
| Noninterest-bearing deposits | 76,689,000 | 80,676,000 |
| Equity capital | 73,037,000 | 76,164,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 8,321,000 | 16,908,000 |
| Interest expense | 2,295,000 | 4,607,000 |
| Net interest income | 6,026,000 | 12,301,000 |
| Noninterest income | 1,422,000 | 2,997,000 |
| Noninterest expense | 4,422,000 | 8,912,000 |
| Provision for loan losses | 0 | 100,000 |
| Pretax income | 3,028,000 | 6,288,000 |
| Income tax | 622,000 | 1,381,000 |
| Net income | 2,406,000 | 4,907,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 78,958,000 | 81,463,000 |