Call reports 2016
FARMERS AND MERCHANTS BANK — 2016
What FARMERS AND MERCHANTS BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 304,747,000 | 308,581,000 | 304,459,000 | 295,966,000 |
| Total loans | 160,025,000 | 163,363,000 | 165,932,000 | 164,747,000 |
| Allowance for loan losses | 3,497,000 | 3,435,000 | 3,427,000 | 3,500,000 |
| Securities available for sale | 108,021,000 | 108,137,000 | 103,078,000 | 96,136,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 258,889,000 | 250,756,000 | 248,861,000 | 251,082,000 |
| Interest-bearing deposits | 220,049,000 | 212,941,000 | 209,873,000 | 211,593,000 |
| Noninterest-bearing deposits | 38,840,000 | 37,815,000 | 38,988,000 | 39,489,000 |
| Equity capital | 41,356,000 | 42,919,000 | 43,313,000 | 40,693,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 3,414,000 | 6,878,000 | 10,401,000 | 13,851,000 |
| Interest expense | 270,000 | 541,000 | 822,000 | 1,109,000 |
| Net interest income | 3,144,000 | 6,337,000 | 9,579,000 | 12,742,000 |
| Noninterest income | 1,091,000 | 1,984,000 | 2,961,000 | 3,876,000 |
| Noninterest expense | 2,767,000 | 5,717,000 | 8,763,000 | 12,119,000 |
| Provision for loan losses | 0 | 0 | 100,000 | 248,000 |
| Pretax income | 1,562,000 | 2,698,000 | 3,771,000 | 4,345,000 |
| Income tax | 278,000 | 727,000 | 954,000 | 974,000 |
| Net income | 1,284,000 | 1,971,000 | 2,817,000 | 3,371,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,209,000 | 39,919,000 | 40,788,000 | 40,182,000 |
| Total capital | 41,584,000 | 42,348,000 | 43,246,000 | 42,613,000 |
| Risk-weighted assets | 188,895,000 | 193,371,000 | 195,714,000 | 193,478,000 |