Call reports 2015
FARMERS AND MERCHANTS BANK — 2015
What FARMERS AND MERCHANTS BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 294,729,000 | 290,943,000 | 295,130,000 | 299,182,000 |
| Total loans | 151,435,000 | 165,302,000 | 167,893,000 | 163,344,000 |
| Allowance for loan losses | 3,344,000 | 3,282,000 | 3,237,000 | 3,561,000 |
| Securities available for sale | 100,048,000 | 99,043,000 | 96,210,000 | 99,640,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 251,573,000 | 244,798,000 | 249,796,000 | 255,094,000 |
| Interest-bearing deposits | 213,059,000 | 205,845,000 | 211,152,000 | 212,168,000 |
| Noninterest-bearing deposits | 38,514,000 | 38,953,000 | 38,644,000 | 42,926,000 |
| Equity capital | 38,893,000 | 38,663,000 | 40,179,000 | 39,919,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 3,269,000 | 6,630,000 | 10,098,000 | 13,535,000 |
| Interest expense | 215,000 | 435,000 | 663,000 | 908,000 |
| Net interest income | 3,054,000 | 6,195,000 | 9,435,000 | 12,627,000 |
| Noninterest income | 896,000 | 1,731,000 | 2,624,000 | 3,600,000 |
| Noninterest expense | 2,631,000 | 5,466,000 | 8,451,000 | 11,524,000 |
| Provision for loan losses | 0 | 0 | 100,000 | 378,000 |
| Pretax income | 1,328,000 | 2,469,000 | 3,525,000 | 4,342,000 |
| Income tax | 244,000 | 808,000 | 878,000 | 1,023,000 |
| Net income | 1,084,000 | 1,661,000 | 2,647,000 | 3,319,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,127,000 | 37,417,000 | 38,426,000 | 37,904,000 |
| Total capital | 39,302,000 | 39,906,000 | 40,825,000 | 40,462,000 |
| Risk-weighted assets | 172,879,000 | 198,328,000 | 191,141,000 | 203,677,000 |
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