Call reports 2018
PREMIER COMMUNITY BANK — 2018
What PREMIER COMMUNITY BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 |
|---|---|---|
| Total assets | 404,593,000 | 381,294,000 |
| Total loans | 339,585,000 | 334,446,000 |
| Allowance for loan losses | 4,199,000 | 4,217,000 |
| Securities available for sale | 19,522,000 | 1,201,000 |
| Securities held to maturity | 3,447,000 | 3,427,000 |
| Trading assets | 0 | 0 |
| Total deposits | 328,173,000 | 319,555,000 |
| Interest-bearing deposits | 221,016,000 | 217,156,000 |
| Noninterest-bearing deposits | 107,157,000 | 102,399,000 |
| Equity capital | 48,565,000 | 40,079,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 |
|---|---|---|
| Interest income | 4,892,000 | 9,713,000 |
| Interest expense | 414,000 | 832,000 |
| Net interest income | 4,478,000 | 8,881,000 |
| Noninterest income | 236,000 | 615,000 |
| Noninterest expense | 2,853,000 | 6,136,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 1,861,000 | 2,647,000 |
| Income tax | 472,000 | 575,000 |
| Net income | 1,389,000 | 2,072,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 |
|---|---|---|
| Tier 1 capital | 49,035,000 | 40,134,000 |
| Total capital | 53,489,000 | 44,606,000 |
| Risk-weighted assets | 398,700,000 | 393,541,000 |