Call reports 2016
PREMIER COMMUNITY BANK — 2016
What PREMIER COMMUNITY BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 354,911,000 | 359,724,000 | 374,299,000 | 390,164,000 |
| Total loans | 293,600,000 | 313,190,000 | 310,488,000 | 317,604,000 |
| Allowance for loan losses | 4,331,000 | 4,338,000 | 4,389,000 | 4,414,000 |
| Securities available for sale | 17,466,000 | 16,655,000 | 19,849,000 | 23,589,000 |
| Securities held to maturity | 1,912,000 | 1,656,000 | 1,642,000 | 1,477,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 280,631,000 | 289,902,000 | 302,728,000 | 318,189,000 |
| Interest-bearing deposits | 203,057,000 | 211,524,000 | 219,869,000 | 225,080,000 |
| Noninterest-bearing deposits | 77,574,000 | 78,378,000 | 82,859,000 | 93,108,000 |
| Equity capital | 41,456,000 | 42,247,000 | 43,275,000 | 44,024,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 4,016,000 | 8,027,000 | 12,387,000 | 16,670,000 |
| Interest expense | 428,000 | 854,000 | 1,300,000 | 1,754,000 |
| Net interest income | 3,588,000 | 7,173,000 | 11,087,000 | 14,916,000 |
| Noninterest income | 289,000 | 472,000 | 679,000 | 908,000 |
| Noninterest expense | 2,500,000 | 4,979,000 | 7,426,000 | 9,848,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,377,000 | 2,666,000 | 4,340,000 | 5,976,000 |
| Income tax | 501,000 | 966,000 | 1,579,000 | 2,170,000 |
| Net income | 876,000 | 1,700,000 | 2,761,000 | 3,806,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,297,000 | 42,103,000 | 43,138,000 | 44,166,000 |
| Total capital | 45,620,000 | 46,680,000 | 47,695,000 | 48,786,000 |
| Risk-weighted assets | 345,587,000 | 366,115,000 | 364,471,000 | 369,613,000 |