Call reports 2015
PREMIER COMMUNITY BANK — 2015
What PREMIER COMMUNITY BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 338,464,000 | 347,538,000 | 349,313,000 | 346,275,000 |
| Total loans | 263,669,000 | 272,597,000 | 278,730,000 | 289,128,000 |
| Allowance for loan losses | 4,295,000 | 4,323,000 | 4,334,000 | 4,369,000 |
| Securities available for sale | 22,826,000 | 15,880,000 | 19,104,000 | 18,111,000 |
| Securities held to maturity | 1,949,000 | 1,940,000 | 1,931,000 | 1,922,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 269,117,000 | 278,009,000 | 278,376,000 | 273,776,000 |
| Interest-bearing deposits | 204,055,000 | 205,383,000 | 203,583,000 | 202,572,000 |
| Noninterest-bearing deposits | 65,062,000 | 72,626,000 | 74,793,000 | 71,204,000 |
| Equity capital | 39,684,000 | 38,945,000 | 39,716,000 | 40,541,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 3,521,000 | 7,131,000 | 10,860,000 | 14,809,000 |
| Interest expense | 403,000 | 842,000 | 1,286,000 | 1,723,000 |
| Net interest income | 3,118,000 | 6,289,000 | 9,574,000 | 13,086,000 |
| Noninterest income | 218,000 | 481,000 | 722,000 | 1,036,000 |
| Noninterest expense | 2,440,000 | 4,831,000 | 7,150,000 | 9,512,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 896,000 | 1,942,000 | 3,149,000 | 4,613,000 |
| Income tax | 311,000 | 678,000 | 1,107,000 | 1,633,000 |
| Net income | 585,000 | 1,264,000 | 2,042,000 | 2,980,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,216,000 | 38,637,000 | 39,401,000 | 40,400,000 |
| Total capital | 43,040,000 | 42,567,000 | 43,464,000 | 44,602,000 |
| Risk-weighted assets | 305,020,000 | 313,744,000 | 324,446,000 | 335,769,000 |