Call reports 2016
BANK OF HARLAN, THE — 2016
What BANK OF HARLAN, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 139,750,000 | 134,031,000 | 128,051,000 | 128,566,000 |
| Total loans | 56,975,000 | 55,546,000 | 53,617,000 | 54,973,000 |
| Allowance for loan losses | 930,000 | 934,000 | 786,000 | 0 |
| Securities available for sale | 54,867,000 | 54,359,000 | 53,825,000 | 53,894,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 122,491,000 | 116,014,000 | 110,334,000 | 114,319,000 |
| Interest-bearing deposits | 77,909,000 | 54,784,000 | 54,768,000 | 55,475,000 |
| Noninterest-bearing deposits | 44,582,000 | 61,230,000 | 55,566,000 | 58,844,000 |
| Equity capital | 15,031,000 | 15,579,000 | 15,380,000 | 12,469,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,014,000 | 2,078,000 | 3,103,000 | 502,000 |
| Interest expense | 68,000 | 129,000 | 184,000 | 19,000 |
| Net interest income | 946,000 | 1,949,000 | 2,919,000 | 483,000 |
| Noninterest income | 176,000 | 357,000 | 515,000 | 69,000 |
| Noninterest expense | 1,014,000 | 2,036,000 | 3,092,000 | 1,137,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 0 |
| Pretax income | 102,000 | 290,000 | 352,000 | -585,000 |
| Income tax | 27,000 | 72,000 | 72,000 | -226,000 |
| Net income | 75,000 | 218,000 | 280,000 | -359,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,274,000 | 14,266,000 | 14,469,000 | 12,088,000 |
| Total capital | 15,108,000 | 15,147,000 | 15,255,000 | 12,088,000 |
| Risk-weighted assets | 66,523,000 | 70,429,000 | 68,640,000 | 76,039,000 |