Call reports 2015
BANK OF HARLAN, THE — 2015
What BANK OF HARLAN, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 129,685,000 | 125,297,000 | 129,657,000 | 139,373,000 |
| Total loans | 56,710,000 | 57,277,000 | 56,419,000 | 57,295,000 |
| Allowance for loan losses | 1,079,000 | 1,043,000 | 1,052,000 | 1,045,000 |
| Securities available for sale | 52,821,000 | 54,727,000 | 59,537,000 | 56,000,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 111,881,000 | 108,083,000 | 112,140,000 | 122,483,000 |
| Interest-bearing deposits | 80,151,000 | 79,742,000 | 64,344,000 | 80,349,000 |
| Noninterest-bearing deposits | 31,731,000 | 28,341,000 | 47,796,000 | 42,134,000 |
| Equity capital | 14,804,000 | 14,500,000 | 14,749,000 | 14,726,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,016,000 | 2,025,000 | 3,035,000 | 4,108,000 |
| Interest expense | 75,000 | 149,000 | 221,000 | 292,000 |
| Net interest income | 941,000 | 1,876,000 | 2,814,000 | 3,816,000 |
| Noninterest income | 176,000 | 359,000 | 520,000 | 693,000 |
| Noninterest expense | 998,000 | 1,986,000 | 3,031,000 | 4,109,000 |
| Provision for loan losses | 20,000 | 40,000 | 55,000 | 55,000 |
| Pretax income | 99,000 | 208,000 | 247,000 | 362,000 |
| Income tax | 16,000 | 26,000 | 32,000 | 19,000 |
| Net income | 83,000 | 182,000 | 215,000 | 343,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,870,000 | 14,247,000 | 14,366,000 | 14,376,000 |
| Total capital | 14,950,000 | 15,025,000 | 15,147,000 | 15,182,000 |
| Risk-weighted assets | 62,833,000 | 61,984,000 | 62,113,000 | 64,270,000 |