Call reports 2019
RIVER TOWN BANK — 2019
What RIVER TOWN BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 |
|---|---|---|---|
| Total assets | 134,486,000 | 135,233,000 | 148,854,000 |
| Total loans | 92,065,000 | 90,599,000 | 121,182,000 |
| Allowance for loan losses | 1,457,000 | 1,421,000 | 9,000 |
| Securities available for sale | 17,745,000 | 17,294,000 | 3,771,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 114,844,000 | 115,371,000 | 127,945,000 |
| Interest-bearing deposits | 76,656,000 | 76,360,000 | 76,140,000 |
| Noninterest-bearing deposits | 38,188,000 | 39,011,000 | 51,805,000 |
| Equity capital | 17,047,000 | 17,353,000 | 18,298,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 |
|---|---|---|---|
| Interest income | 1,392,000 | 2,819,000 | 1,733,000 |
| Interest expense | 112,000 | 237,000 | 117,000 |
| Net interest income | 1,280,000 | 2,582,000 | 1,616,000 |
| Noninterest income | 264,000 | 535,000 | 244,000 |
| Noninterest expense | 1,336,000 | 2,688,000 | 1,033,000 |
| Provision for loan losses | 10,000 | 10,000 | 10,000 |
| Pretax income | 198,000 | 419,000 | 827,000 |
| Income tax | 47,000 | 102,000 | 215,000 |
| Net income | 151,000 | 317,000 | 612,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 |
|---|---|---|---|
| Tier 1 capital | 17,124,000 | 17,314,000 | 14,393,000 |
| Total capital | 18,186,000 | 18,356,000 | 14,402,000 |
| Risk-weighted assets | 84,550,000 | 82,944,000 | 109,587,000 |