Call reports 2018
RIVER TOWN BANK — 2018
What RIVER TOWN BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 136,807,000 | 136,143,000 | 134,227,000 | 132,730,000 |
| Total loans | 91,266,000 | 95,251,000 | 94,902,000 | 92,945,000 |
| Allowance for loan losses | 1,800,000 | 1,835,000 | 1,863,000 | 1,546,000 |
| Securities available for sale | 21,950,000 | 20,592,000 | 19,122,000 | 18,645,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 117,406,000 | 116,700,000 | 114,826,000 | 113,354,000 |
| Interest-bearing deposits | 80,384,000 | 80,109,000 | 77,929,000 | 77,136,000 |
| Noninterest-bearing deposits | 37,022,000 | 36,591,000 | 36,897,000 | 36,218,000 |
| Equity capital | 16,553,000 | 16,588,000 | 16,695,000 | 16,697,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,252,000 | 2,549,000 | 3,927,000 | 5,340,000 |
| Interest expense | 95,000 | 196,000 | 304,000 | 411,000 |
| Net interest income | 1,157,000 | 2,353,000 | 3,623,000 | 4,929,000 |
| Noninterest income | 223,000 | 456,000 | 711,000 | 1,856,000 |
| Noninterest expense | 1,295,000 | 2,600,000 | 3,880,000 | 5,213,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 55,000 | 149,000 | 364,000 | 1,452,000 |
| Income tax | 11,000 | 31,000 | 83,000 | 345,000 |
| Net income | 44,000 | 118,000 | 281,000 | 1,107,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,071,000 | 16,470,000 | 16,685,000 | 16,870,000 |
| Total capital | 17,120,000 | 17,551,000 | 17,769,000 | 17,931,000 |
| Risk-weighted assets | 82,867,000 | 85,758,000 | 85,975,000 | 84,371,000 |