Call reports 2017
RIVER TOWN BANK — 2017
What RIVER TOWN BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 137,781,000 | 137,134,000 | 136,157,000 | 133,631,000 |
| Total loans | 93,500,000 | 94,576,000 | 94,073,000 | 93,094,000 |
| Allowance for loan losses | 1,780,000 | 1,753,000 | 1,788,000 | 1,806,000 |
| Securities available for sale | 26,129,000 | 25,476,000 | 24,519,000 | 22,999,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 117,921,000 | 115,686,000 | 115,052,000 | 113,964,000 |
| Interest-bearing deposits | 81,591,000 | 79,767,000 | 80,393,000 | 80,878,000 |
| Noninterest-bearing deposits | 36,330,000 | 35,919,000 | 34,659,000 | 33,086,000 |
| Equity capital | 16,778,000 | 17,025,000 | 17,099,000 | 16,747,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,297,000 | 2,625,000 | 3,963,000 | 5,263,000 |
| Interest expense | 85,000 | 170,000 | 269,000 | 365,000 |
| Net interest income | 1,212,000 | 2,455,000 | 3,694,000 | 4,898,000 |
| Noninterest income | 259,000 | 508,000 | 796,000 | 1,033,000 |
| Noninterest expense | 1,344,000 | 2,644,000 | 3,987,000 | 5,302,000 |
| Provision for loan losses | 20,000 | 50,000 | 80,000 | 110,000 |
| Pretax income | 107,000 | 269,000 | 423,000 | 519,000 |
| Income tax | 33,000 | 88,000 | 142,000 | 413,000 |
| Net income | 74,000 | 181,000 | 281,000 | 106,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,070,000 | 16,232,000 | 16,353,000 | 16,187,000 |
| Total capital | 17,135,000 | 17,292,000 | 17,424,000 | 17,248,000 |
| Risk-weighted assets | 84,132,000 | 83,841,000 | 84,789,000 | 83,802,000 |