Call reports 2013
RIVER TOWN BANK — 2013
What RIVER TOWN BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 174,381,000 | 169,980,000 | 161,847,000 | 156,236,000 |
| Total loans | 93,558,000 | 99,443,000 | 98,965,000 | 97,763,000 |
| Allowance for loan losses | 1,582,000 | 1,051,000 | 2,718,000 | 2,637,000 |
| Securities available for sale | 84,000 | 79,000 | 18,033,000 | 21,645,000 |
| Securities held to maturity | 30,592,000 | 27,472,000 | 22,577,000 | 18,992,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 145,848,000 | 142,057,000 | 138,637,000 | 134,502,000 |
| Interest-bearing deposits | 115,636,000 | 111,300,000 | 107,887,000 | 104,096,000 |
| Noninterest-bearing deposits | 30,212,000 | 30,757,000 | 30,750,000 | 30,406,000 |
| Equity capital | 18,924,000 | 18,747,000 | 16,202,000 | 16,212,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,435,000 | 2,813,000 | 4,248,000 | 5,740,000 |
| Interest expense | 284,000 | 528,000 | 739,000 | 923,000 |
| Net interest income | 1,151,000 | 2,285,000 | 3,509,000 | 4,817,000 |
| Noninterest income | 194,000 | 463,000 | 729,000 | 1,054,000 |
| Noninterest expense | 1,341,000 | 2,825,000 | 5,645,000 | 7,074,000 |
| Provision for loan losses | 50,000 | 140,000 | 2,814,000 | 2,864,000 |
| Pretax income | -46,000 | -217,000 | -4,223,000 | -4,070,000 |
| Income tax | 0 | 0 | -1,630,000 | -1,572,000 |
| Net income | -46,000 | -217,000 | -2,593,000 | -2,498,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,899,000 | 18,737,000 | 14,905,000 | 15,071,000 |
| Total capital | 20,164,000 | 19,788,000 | 16,165,000 | 16,259,000 |
| Risk-weighted assets | 100,846,000 | 103,370,000 | 99,367,000 | 93,592,000 |
Machine access — free, no API key
Every figure shown here about RIVER TOWN BANK — 2013 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.