Call reports 2008
RIVER TOWN BANK — 2008
What RIVER TOWN BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 146,158,000 | 143,546,000 | 138,050,000 | 145,057,000 |
| Total loans | 95,038,000 | 98,582,000 | 99,372,000 | 106,427,000 |
| Allowance for loan losses | 1,042,000 | 1,041,000 | 1,033,000 | 995,000 |
| Securities available for sale | 82,000 | 81,000 | 81,000 | 81,000 |
| Securities held to maturity | 12,639,000 | 13,287,000 | 13,268,000 | 11,034,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 125,714,000 | 123,014,000 | 117,606,000 | 123,075,000 |
| Interest-bearing deposits | 104,752,000 | 101,582,000 | 96,251,000 | 102,371,000 |
| Noninterest-bearing deposits | 20,962,000 | 21,432,000 | 21,355,000 | 20,704,000 |
| Equity capital | 16,337,000 | 16,583,000 | 16,933,000 | 16,709,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 2,223,000 | 4,443,000 | 6,635,000 | 8,796,000 |
| Interest expense | 883,000 | 1,733,000 | 2,454,000 | 3,091,000 |
| Net interest income | 1,340,000 | 2,710,000 | 4,181,000 | 5,705,000 |
| Noninterest income | 304,000 | 591,000 | 904,000 | 1,159,000 |
| Noninterest expense | 1,232,000 | 2,451,000 | 3,747,000 | 5,135,000 |
| Provision for loan losses | 40,000 | 80,000 | 80,000 | 90,000 |
| Pretax income | 372,000 | 770,000 | 1,258,000 | 1,723,000 |
| Income tax | 134,000 | 284,000 | 422,000 | 611,000 |
| Net income | 238,000 | 486,000 | 836,000 | 1,112,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,898,000 | 16,165,000 | 16,536,000 | 16,333,000 |
| Total capital | 16,940,000 | 17,206,000 | 17,569,000 | 17,328,000 |
| Risk-weighted assets | 93,770,000 | 97,518,000 | 96,204,000 | 102,968,000 |
Machine access — free, no API key
Every figure shown here about RIVER TOWN BANK — 2008 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.