Call reports 2026
CITIZENS FIRST NATIONAL BANK — 2026
What CITIZENS FIRST NATIONAL BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 248,920,000 | 256,452,000 |
| Total loans | 142,028,000 | 137,662,000 |
| Allowance for loan losses | 2,427,000 | 2,465,000 |
| Securities available for sale | 91,012,000 | 86,905,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 206,041,000 | 210,488,000 |
| Interest-bearing deposits | 173,150,000 | 172,940,000 |
| Noninterest-bearing deposits | 32,891,000 | 37,548,000 |
| Equity capital | 38,066,000 | 39,381,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 3,292,000 | 6,553,000 |
| Interest expense | 709,000 | 1,403,000 |
| Net interest income | 2,583,000 | 5,150,000 |
| Noninterest income | 713,000 | 1,474,000 |
| Noninterest expense | 1,598,000 | 3,437,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 1,698,000 | 3,187,000 |
| Income tax | 0 | 0 |
| Net income | 1,698,000 | 3,187,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 38,543,000 | 40,031,000 |
| Total capital | 40,441,000 | 41,870,000 |
| Risk-weighted assets | 151,287,000 | 146,488,000 |