Call reports 2012
CITIZENS FIRST NATIONAL BANK — 2012
What CITIZENS FIRST NATIONAL BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 216,801,000 | 209,814,000 | 208,465,000 | 212,437,000 |
| Total loans | 92,321,000 | 96,287,000 | 96,928,000 | 100,099,000 |
| Allowance for loan losses | 910,000 | 913,000 | 914,000 | 913,000 |
| Securities available for sale | 105,190,000 | 105,648,000 | 101,732,000 | 103,667,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 193,125,000 | 185,151,000 | 185,351,000 | 188,335,000 |
| Interest-bearing deposits | 168,443,000 | 166,032,000 | 165,109,000 | 160,649,000 |
| Noninterest-bearing deposits | 24,682,000 | 19,119,000 | 20,242,000 | 27,686,000 |
| Equity capital | 22,945,000 | 23,878,000 | 22,370,000 | 23,610,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,844,000 | 3,657,000 | 5,433,000 | 7,170,000 |
| Interest expense | 291,000 | 568,000 | 813,000 | 1,026,000 |
| Net interest income | 1,553,000 | 3,089,000 | 4,620,000 | 6,144,000 |
| Noninterest income | 372,000 | 735,000 | 1,117,000 | 2,189,000 |
| Noninterest expense | 1,055,000 | 2,034,000 | 3,072,000 | 4,010,000 |
| Provision for loan losses | 2,000 | 19,000 | 21,000 | 28,000 |
| Pretax income | 868,000 | 1,771,000 | 2,644,000 | 4,297,000 |
| Income tax | 43,000 | 88,000 | 132,000 | 197,000 |
| Net income | 825,000 | 1,683,000 | 2,512,000 | 4,100,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,192,000 | 22,049,000 | 20,479,000 | 22,065,000 |
| Total capital | 22,102,000 | 22,962,000 | 21,393,000 | 22,978,000 |
| Risk-weighted assets | 115,325,000 | 117,961,000 | 117,927,000 | 123,480,000 |
Machine access — free, no API key
Every figure shown here about CITIZENS FIRST NATIONAL BANK — 2012 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.