Call reports 2011
CITIZENS FIRST NATIONAL BANK — 2011
What CITIZENS FIRST NATIONAL BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 202,144,000 | 204,454,000 | 208,277,000 | 198,871,000 |
| Total loans | 98,979,000 | 98,924,000 | 101,405,000 | 98,648,000 |
| Allowance for loan losses | 893,000 | 899,000 | 904,000 | 907,000 |
| Securities available for sale | 82,046,000 | 83,138,000 | 83,689,000 | 86,050,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 178,099,000 | 179,148,000 | 181,772,000 | 175,826,000 |
| Interest-bearing deposits | 161,088,000 | 163,056,000 | 161,808,000 | 152,194,000 |
| Noninterest-bearing deposits | 17,011,000 | 16,092,000 | 19,964,000 | 23,632,000 |
| Equity capital | 23,213,000 | 24,438,000 | 25,608,000 | 22,383,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,052,000 | 4,082,000 | 6,099,000 | 8,062,000 |
| Interest expense | 387,000 | 753,000 | 1,096,000 | 1,402,000 |
| Net interest income | 1,665,000 | 3,329,000 | 5,003,000 | 6,660,000 |
| Noninterest income | 222,000 | 520,000 | 809,000 | 1,593,000 |
| Noninterest expense | 1,071,000 | 2,008,000 | 2,970,000 | 4,158,000 |
| Provision for loan losses | 13,000 | 40,000 | 47,000 | 72,000 |
| Pretax income | 800,000 | 1,798,000 | 2,792,000 | 4,021,000 |
| Income tax | 40,000 | 90,000 | 140,000 | 191,000 |
| Net income | 760,000 | 1,708,000 | 2,652,000 | 3,830,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,396,000 | 22,345,000 | 23,289,000 | 20,366,000 |
| Total capital | 22,289,000 | 23,244,000 | 24,193,000 | 21,273,000 |
| Risk-weighted assets | 119,088,000 | 118,487,000 | 122,262,000 | 117,877,000 |
Machine access — free, no API key
Every figure shown here about CITIZENS FIRST NATIONAL BANK — 2011 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.