Call reports 2026
BEACH CITIES COMMERCIAL BANK — 2026
What BEACH CITIES COMMERCIAL BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 182,473,000 | 188,867,000 |
| Total loans | 149,815,000 | 153,508,000 |
| Allowance for loan losses | 1,412,000 | 1,440,000 |
| Securities available for sale | 2,272,000 | 2,259,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 139,564,000 | 139,556,000 |
| Interest-bearing deposits | 120,851,000 | 120,905,000 |
| Noninterest-bearing deposits | 18,713,000 | 18,651,000 |
| Equity capital | 15,703,000 | 18,414,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 2,962,000 | 6,116,000 |
| Interest expense | 1,305,000 | 2,650,000 |
| Net interest income | 1,657,000 | 3,466,000 |
| Noninterest income | 83,000 | 318,000 |
| Noninterest expense | 1,892,000 | 3,795,000 |
| Provision for loan losses | 0 | 28,000 |
| Pretax income | -152,000 | -39,000 |
| Income tax | 0 | 1,000 |
| Net income | -152,000 | -40,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 15,501,000 | 18,181,000 |