Call reports 2022
HARMONY BANK, NATIONAL ASSOCIATION — 2022
What HARMONY BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 140,946,000 | 136,048,000 | 383,276,000 | 392,666,000 |
| Total loans | 56,384,000 | 56,224,000 | 147,600,000 | 153,131,000 |
| Allowance for loan losses | 640,000 | 661,000 | 825,000 | 808,000 |
| Securities available for sale | 55,777,000 | 51,185,000 | 102,861,000 | 112,098,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 130,050,000 | 127,978,000 | 342,303,000 | 350,245,000 |
| Interest-bearing deposits | 66,679,000 | 66,424,000 | 212,645,000 | 216,137,000 |
| Noninterest-bearing deposits | 63,371,000 | 61,554,000 | 129,658,000 | 134,108,000 |
| Equity capital | 10,704,000 | 7,825,000 | 40,265,000 | 41,857,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,034,000 | 2,109,000 | 5,237,000 | 8,985,000 |
| Interest expense | 39,000 | 83,000 | 322,000 | 683,000 |
| Net interest income | 995,000 | 2,026,000 | 4,915,000 | 8,302,000 |
| Noninterest income | 251,000 | 496,000 | 902,000 | 1,740,000 |
| Noninterest expense | 920,000 | 1,812,000 | 4,428,000 | 7,222,000 |
| Provision for loan losses | 20,000 | 41,000 | 88,000 | 88,000 |
| Pretax income | 306,000 | 669,000 | 1,301,000 | 2,732,000 |
| Income tax | 53,000 | 108,000 | 270,000 | 600,000 |
| Net income | 253,000 | 561,000 | 1,031,000 | 2,132,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,077,000 | 10,561,000 | 33,367,000 | 34,438,000 |
| Total capital | — | 11,222,000 | — | — |
| Risk-weighted assets | — | 65,144,000 | — | — |