Call reports 2021
HARMONY BANK, NATIONAL ASSOCIATION — 2021
What HARMONY BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 117,811,000 | 122,841,000 | 131,930,000 | 135,788,000 |
| Total loans | 54,731,000 | 55,845,000 | 55,962,000 | 56,191,000 |
| Allowance for loan losses | 615,000 | 640,000 | 600,000 | 620,000 |
| Securities available for sale | 28,824,000 | 39,793,000 | 42,920,000 | 48,746,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 105,263,000 | 109,437,000 | 118,300,000 | 122,516,000 |
| Interest-bearing deposits | 52,068,000 | 54,808,000 | 59,338,000 | 62,182,000 |
| Noninterest-bearing deposits | 53,195,000 | 54,629,000 | 58,963,000 | 60,334,000 |
| Equity capital | 12,193,000 | 12,682,000 | 12,985,000 | 12,988,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,001,000 | 2,043,000 | 3,111,000 | 4,194,000 |
| Interest expense | 44,000 | 79,000 | 113,000 | 149,000 |
| Net interest income | 957,000 | 1,964,000 | 2,998,000 | 4,045,000 |
| Noninterest income | 275,000 | 533,000 | 856,000 | 1,305,000 |
| Noninterest expense | 861,000 | 1,814,000 | 2,809,000 | 3,979,000 |
| Provision for loan losses | 31,000 | 56,000 | 136,000 | 156,000 |
| Pretax income | 340,000 | 685,000 | 967,000 | 1,273,000 |
| Income tax | 52,000 | 107,000 | 145,000 | 210,000 |
| Net income | 288,000 | 578,000 | 822,000 | 1,063,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,404,000 | 10,925,000 | 11,011,000 | 11,424,000 |