Call reports 2018
HARMONY BANK, NATIONAL ASSOCIATION — 2018
What HARMONY BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 86,052,000 | 88,230,000 | 88,300,000 | 87,477,000 |
| Total loans | 34,348,000 | 34,909,000 | 36,806,000 | 39,053,000 |
| Allowance for loan losses | 354,000 | 369,000 | 365,000 | 379,000 |
| Securities available for sale | 16,894,000 | 21,015,000 | 20,459,000 | 19,200,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 76,504,000 | 78,465,000 | 78,456,000 | 77,361,000 |
| Interest-bearing deposits | 43,611,000 | 43,001,000 | 42,116,000 | 42,380,000 |
| Noninterest-bearing deposits | 32,893,000 | 35,464,000 | 36,340,000 | 34,981,000 |
| Equity capital | 9,477,000 | 9,613,000 | 9,625,000 | 9,904,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 667,000 | 1,442,000 | 2,205,000 | 3,014,000 |
| Interest expense | 32,000 | 70,000 | 111,000 | 153,000 |
| Net interest income | 635,000 | 1,372,000 | 2,094,000 | 2,861,000 |
| Noninterest income | 190,000 | 421,000 | 610,000 | 842,000 |
| Noninterest expense | 714,000 | 1,473,000 | 2,240,000 | 3,021,000 |
| Provision for loan losses | 30,000 | 46,000 | 61,000 | 82,000 |
| Pretax income | 81,000 | 274,000 | 403,000 | 600,000 |
| Income tax | 0 | 93,000 | 129,000 | 164,000 |
| Net income | 81,000 | 181,000 | 274,000 | 436,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,601,000 | 7,733,000 | 7,848,000 | 8,047,000 |
| Total capital | 7,955,000 | 8,102,000 | 8,213,000 | 8,426,000 |
| Risk-weighted assets | 39,961,000 | 42,328,000 | 41,387,000 | 43,265,000 |