Call reports 2017
HARMONY BANK, NATIONAL ASSOCIATION — 2017
What HARMONY BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 73,218,000 | 76,887,000 | 81,421,000 | 81,867,000 |
| Total loans | 29,229,000 | 31,766,000 | 34,262,000 | 35,074,000 |
| Allowance for loan losses | 245,000 | 277,000 | 303,000 | 333,000 |
| Securities available for sale | 15,878,000 | 15,980,000 | 13,816,000 | 13,607,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 64,511,000 | 67,353,000 | 71,759,000 | 72,227,000 |
| Interest-bearing deposits | 39,684,000 | 41,329,000 | 43,440,000 | 43,249,000 |
| Noninterest-bearing deposits | 24,827,000 | 26,024,000 | 28,319,000 | 28,978,000 |
| Equity capital | 8,647,000 | 9,456,000 | 9,531,000 | 9,589,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 550,000 | 1,150,000 | 1,796,000 | 2,470,000 |
| Interest expense | 22,000 | 51,000 | 83,000 | 116,000 |
| Net interest income | 528,000 | 1,099,000 | 1,713,000 | 2,354,000 |
| Noninterest income | 181,000 | 387,000 | 621,000 | 878,000 |
| Noninterest expense | 645,000 | 1,322,000 | 2,049,000 | 2,785,000 |
| Provision for loan losses | 30,000 | 61,000 | 91,000 | 122,000 |
| Pretax income | 34,000 | 103,000 | 194,000 | 325,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 34,000 | 103,000 | 194,000 | 325,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,735,000 | 7,331,000 | 7,446,000 | 7,602,000 |
| Total capital | 6,980,000 | 7,608,000 | 7,749,000 | 7,935,000 |
| Risk-weighted assets | 37,252,000 | 38,140,000 | 39,422,000 | 40,154,000 |