Call reports 2015
HARMONY BANK, NATIONAL ASSOCIATION — 2015
What HARMONY BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 54,975,000 | 62,343,000 | 63,138,000 | 65,614,000 |
| Total loans | 19,326,000 | 18,116,000 | 18,586,000 | 20,447,000 |
| Allowance for loan losses | 450,000 | 0 | 35,000 | 74,000 |
| Securities available for sale | 16,138,000 | 15,559,000 | 18,365,000 | 18,448,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,178,000 | 53,671,000 | 54,298,000 | 56,855,000 |
| Interest-bearing deposits | 30,415,000 | 32,957,000 | 33,922,000 | 34,843,000 |
| Noninterest-bearing deposits | 17,763,000 | 20,714,000 | 20,376,000 | 22,012,000 |
| Equity capital | 6,277,000 | 8,632,000 | 8,779,000 | 8,748,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 379,000 | 121,000 | 622,000 | 1,083,000 |
| Interest expense | 19,000 | 6,000 | 26,000 | 46,000 |
| Net interest income | 360,000 | 115,000 | 596,000 | 1,037,000 |
| Noninterest income | 141,000 | 50,000 | 205,000 | 379,000 |
| Noninterest expense | 577,000 | 152,000 | 675,000 | 1,271,000 |
| Provision for loan losses | 0 | 0 | 35,000 | 80,000 |
| Pretax income | -76,000 | 17,000 | 95,000 | 69,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -76,000 | 17,000 | 95,000 | 69,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,207,000 | 6,681,000 | 6,772,000 | 6,758,000 |
| Total capital | 6,549,000 | 6,681,000 | 6,807,000 | 6,832,000 |
| Risk-weighted assets | 27,233,000 | 24,104,000 | 24,495,000 | 26,691,000 |