Call reports 2014
HARMONY BANK, NATIONAL ASSOCIATION — 2014
What HARMONY BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 54,422,000 | 55,147,000 | 53,873,000 | 55,570,000 |
| Total loans | 20,246,000 | 19,557,000 | 19,196,000 | 19,337,000 |
| Allowance for loan losses | 461,000 | 452,000 | 452,000 | 450,000 |
| Securities available for sale | 15,295,000 | 14,900,000 | 16,438,000 | 16,282,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,819,000 | 48,472,000 | 47,185,000 | 48,870,000 |
| Interest-bearing deposits | 31,798,000 | 31,712,000 | 30,989,000 | 32,026,000 |
| Noninterest-bearing deposits | 16,021,000 | 16,760,000 | 16,196,000 | 16,844,000 |
| Equity capital | 6,066,000 | 6,136,000 | 6,129,000 | 6,194,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 376,000 | 751,000 | 1,139,000 | 1,527,000 |
| Interest expense | 21,000 | 41,000 | 60,000 | 80,000 |
| Net interest income | 355,000 | 710,000 | 1,079,000 | 1,447,000 |
| Noninterest income | 172,000 | 309,000 | 512,000 | 674,000 |
| Noninterest expense | 464,000 | 954,000 | 1,443,000 | 2,030,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 63,000 | 93,000 | 176,000 | 119,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 63,000 | 93,000 | 176,000 | 119,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,227,000 | 6,257,000 | 6,340,000 | 6,283,000 |
| Total capital | 6,572,000 | 6,598,000 | 6,676,000 | 6,623,000 |
| Risk-weighted assets | 27,520,000 | 27,204,000 | 26,792,000 | 27,067,000 |