Call reports 2013
HARMONY BANK, NATIONAL ASSOCIATION — 2013
What HARMONY BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 55,970,000 | 55,806,000 | 54,258,000 | 55,049,000 |
| Total loans | 19,941,000 | 19,554,000 | 20,333,000 | 20,375,000 |
| Allowance for loan losses | 459,000 | 462,000 | 459,000 | 460,000 |
| Securities available for sale | 16,093,000 | 16,179,000 | 16,346,000 | 14,699,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,114,000 | 49,215,000 | 47,711,000 | 48,565,000 |
| Interest-bearing deposits | 33,957,000 | 33,301,000 | 31,825,000 | 33,104,000 |
| Noninterest-bearing deposits | 15,157,000 | 15,914,000 | 15,886,000 | 15,461,000 |
| Equity capital | 6,294,000 | 6,030,000 | 5,964,000 | 5,967,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 399,000 | 781,000 | 1,161,000 | 1,541,000 |
| Interest expense | 28,000 | 54,000 | 77,000 | 99,000 |
| Net interest income | 371,000 | 727,000 | 1,084,000 | 1,442,000 |
| Noninterest income | 161,000 | 330,000 | 501,000 | 668,000 |
| Noninterest expense | 481,000 | 1,002,000 | 1,491,000 | 2,015,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 51,000 | 55,000 | 94,000 | 114,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 51,000 | 55,000 | 94,000 | 114,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,101,000 | 6,105,000 | 6,144,000 | 6,164,000 |
| Total capital | 6,450,000 | 6,443,000 | 6,493,000 | 6,518,000 |
| Risk-weighted assets | 27,812,000 | 26,912,000 | 27,801,000 | 28,247,000 |