Call reports 2024
RIVERWOOD BANK — 2024
What RIVERWOOD BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 |
|---|---|---|---|
| Total assets | 625,006,000 | 641,384,000 | 657,663,000 |
| Total loans | 477,954,000 | 502,255,000 | 519,454,000 |
| Allowance for loan losses | 5,722,000 | 5,763,000 | 5,884,000 |
| Securities available for sale | 97,120,000 | 95,511,000 | 77,058,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 537,718,000 | 549,448,000 | 591,486,000 |
| Interest-bearing deposits | 435,906,000 | 439,860,000 | 484,216,000 |
| Noninterest-bearing deposits | 101,812,000 | 109,588,000 | 107,270,000 |
| Equity capital | 47,393,000 | 48,788,000 | 51,818,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 |
|---|---|---|---|
| Interest income | 8,256,000 | 16,729,000 | 25,649,000 |
| Interest expense | 2,976,000 | 6,146,000 | 9,595,000 |
| Net interest income | 5,280,000 | 10,583,000 | 16,054,000 |
| Noninterest income | 816,000 | 1,936,000 | 2,982,000 |
| Noninterest expense | 3,917,000 | 8,005,000 | 12,162,000 |
| Provision for loan losses | 75,000 | 129,000 | 354,000 |
| Pretax income | 2,108,000 | 4,347,000 | 6,656,000 |
| Income tax | 560,000 | 1,183,000 | 1,842,000 |
| Net income | 1,548,000 | 3,164,000 | 4,814,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 |
|---|---|---|---|
| Tier 1 capital | 54,209,000 | 55,200,000 | 56,225,000 |
| Total capital | 60,061,000 | 61,127,000 | 62,231,000 |
| Risk-weighted assets | 480,199,000 | 501,382,000 | 511,358,000 |