Call reports 2022
RIVERWOOD BANK — 2022
What RIVERWOOD BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 566,204,000 | 558,304,000 | 570,246,000 | 587,264,000 |
| Total loans | 382,513,000 | 409,442,000 | 430,394,000 | 448,791,000 |
| Allowance for loan losses | 5,907,000 | 5,893,000 | 5,854,000 | 5,836,000 |
| Securities available for sale | 106,904,000 | 98,793,000 | 89,670,000 | 87,395,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 511,145,000 | 505,228,000 | 517,335,000 | 525,027,000 |
| Interest-bearing deposits | 378,205,000 | 378,631,000 | 384,818,000 | 391,182,000 |
| Noninterest-bearing deposits | 132,940,000 | 126,597,000 | 132,517,000 | 133,845,000 |
| Equity capital | 43,076,000 | 41,803,000 | 41,159,000 | 42,709,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 4,528,000 | 9,548,000 | 15,160,000 | 21,277,000 |
| Interest expense | 298,000 | 582,000 | 932,000 | 1,671,000 |
| Net interest income | 4,230,000 | 8,966,000 | 14,228,000 | 19,606,000 |
| Noninterest income | 1,091,000 | 2,183,000 | 2,682,000 | 3,411,000 |
| Noninterest expense | 3,602,000 | 7,418,000 | 11,480,000 | 15,261,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,711,000 | 3,718,000 | 5,418,000 | 7,750,000 |
| Income tax | 474,000 | 1,033,000 | 1,498,000 | 2,158,000 |
| Net income | 1,237,000 | 2,685,000 | 3,920,000 | 5,592,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 45,006,000 | 46,454,000 | 47,689,000 | 49,361,000 |
| Total capital | 50,064,000 | 51,841,000 | 53,208,000 | 55,084,000 |
| Risk-weighted assets | 403,802,000 | 430,435,000 | 441,198,000 | 457,691,000 |