Call reports 2018
RIVERWOOD BANK — 2018
What RIVERWOOD BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 383,435,000 | 396,110,000 | 412,181,000 | 418,278,000 |
| Total loans | 291,747,000 | 300,876,000 | 309,988,000 | 311,565,000 |
| Allowance for loan losses | 3,791,000 | 3,839,000 | 3,895,000 | 3,970,000 |
| Securities available for sale | 47,542,000 | 51,921,000 | 57,612,000 | 62,357,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 329,125,000 | 334,332,000 | 352,691,000 | 358,878,000 |
| Interest-bearing deposits | 275,875,000 | 279,477,000 | 293,253,000 | 300,615,000 |
| Noninterest-bearing deposits | 53,250,000 | 54,855,000 | 59,438,000 | 58,263,000 |
| Equity capital | 35,137,000 | 35,370,000 | 35,280,000 | 36,430,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 3,880,000 | 7,917,000 | 12,175,000 | 16,512,000 |
| Interest expense | 604,000 | 1,273,000 | 2,046,000 | 2,901,000 |
| Net interest income | 3,276,000 | 6,644,000 | 10,129,000 | 13,611,000 |
| Noninterest income | 552,000 | 1,331,000 | 1,975,000 | 2,576,000 |
| Noninterest expense | 2,810,000 | 5,664,000 | 8,670,000 | 11,710,000 |
| Provision for loan losses | 75,000 | 150,000 | 350,000 | 425,000 |
| Pretax income | 943,000 | 2,161,000 | 3,084,000 | 4,002,000 |
| Income tax | 281,000 | 649,000 | 1,037,000 | 1,282,000 |
| Net income | 662,000 | 1,512,000 | 2,047,000 | 2,720,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,586,000 | 33,936,000 | 34,012,000 | 34,684,000 |
| Total capital | 37,267,000 | 37,749,000 | 37,907,000 | 38,611,000 |
| Risk-weighted assets | 294,355,000 | 305,023,000 | 313,972,000 | 314,124,000 |