Call reports 2025
HUNTINGTON FEDERAL SAVINGS BANK — 2025
What HUNTINGTON FEDERAL SAVINGS BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 554,637,000 | 556,595,000 | 556,693,000 | 553,093,000 |
| Total loans | 280,876,000 | 285,777,000 | 288,138,000 | 287,201,000 |
| Allowance for loan losses | 2,398,000 | 2,398,000 | 2,398,000 | 2,398,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 233,995,000 | 239,317,000 | 234,322,000 | 221,920,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 429,774,000 | 430,680,000 | 432,742,000 | 431,963,000 |
| Interest-bearing deposits | 414,830,000 | 415,352,000 | 419,444,000 | 417,109,000 |
| Noninterest-bearing deposits | 14,944,000 | 15,328,000 | 13,298,000 | 14,854,000 |
| Equity capital | 86,231,000 | 85,442,000 | 84,542,000 | 84,273,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 4,473,000 | 9,200,000 | 14,096,000 | 19,010,000 |
| Interest expense | 3,131,000 | 6,330,000 | 9,624,000 | 12,877,000 |
| Net interest income | 1,342,000 | 2,870,000 | 4,472,000 | 6,133,000 |
| Noninterest income | 39,000 | 106,000 | 180,000 | 256,000 |
| Noninterest expense | 2,566,000 | 5,196,000 | 8,072,000 | 10,725,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -1,185,000 | -2,220,000 | -3,420,000 | -4,336,000 |
| Income tax | -327,000 | -572,000 | -872,000 | -1,200,000 |
| Net income | -858,000 | -1,648,000 | -2,548,000 | -3,136,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 84,654,000 | 83,621,000 | 82,421,000 | 81,492,000 |