Call reports 2020
HUNTINGTON FEDERAL SAVINGS BANK — 2020
What HUNTINGTON FEDERAL SAVINGS BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 542,040,000 | 550,450,000 | 552,135,000 | 553,086,000 |
| Total loans | 223,416,000 | 222,376,000 | 225,846,000 | 231,902,000 |
| Allowance for loan losses | 1,958,000 | 1,844,000 | 1,836,000 | 1,827,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 284,281,000 | 292,626,000 | 295,081,000 | 287,362,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 450,746,000 | 458,722,000 | 460,333,000 | 460,947,000 |
| Interest-bearing deposits | 441,528,000 | 448,248,000 | 450,513,000 | 449,978,000 |
| Noninterest-bearing deposits | 9,218,000 | 10,474,000 | 9,820,000 | 10,969,000 |
| Equity capital | 88,539,000 | 88,862,000 | 89,043,000 | 88,623,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 4,353,000 | 8,593,000 | 12,697,000 | 16,654,000 |
| Interest expense | 1,688,000 | 3,267,000 | 4,713,000 | 5,901,000 |
| Net interest income | 2,665,000 | 5,326,000 | 7,984,000 | 10,753,000 |
| Noninterest income | 63,000 | 92,000 | 173,000 | 212,000 |
| Noninterest expense | 2,281,000 | 4,557,000 | 7,036,000 | 9,770,000 |
| Provision for loan losses | 0 | -100,000 | -100,000 | -100,000 |
| Pretax income | 447,000 | 961,000 | 1,221,000 | 1,295,000 |
| Income tax | 27,000 | 217,000 | 297,000 | 315,000 |
| Net income | 420,000 | 744,000 | 924,000 | 980,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 90,949,000 | 91,272,000 | 91,453,000 | 91,509,000 |