Call reports 2016
HUNTINGTON FEDERAL SAVINGS BANK — 2016
What HUNTINGTON FEDERAL SAVINGS BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 551,429,000 | 552,256,000 | 546,682,000 | 546,490,000 |
| Total loans | 208,257,000 | 204,727,000 | 205,591,000 | 205,241,000 |
| Allowance for loan losses | 1,674,000 | 1,647,000 | 1,664,000 | 1,700,000 |
| Securities available for sale | 289,000 | 324,000 | 344,000 | 0 |
| Securities held to maturity | 302,509,000 | 304,228,000 | 307,259,000 | 310,929,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 468,112,000 | 468,374,000 | 461,966,000 | 460,966,000 |
| Interest-bearing deposits | 462,173,000 | 462,210,000 | 456,532,000 | 455,135,000 |
| Noninterest-bearing deposits | 5,939,000 | 6,164,000 | 5,434,000 | 5,831,000 |
| Equity capital | 80,591,000 | 81,546,000 | 82,360,000 | 82,810,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 4,334,000 | 8,631,000 | 13,002,000 | 17,282,000 |
| Interest expense | 920,000 | 1,854,000 | 2,796,000 | 3,734,000 |
| Net interest income | 3,414,000 | 6,777,000 | 10,206,000 | 13,548,000 |
| Noninterest income | 39,000 | 73,000 | 99,000 | 135,000 |
| Noninterest expense | 2,047,000 | 4,005,000 | 6,177,000 | 8,673,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,406,000 | 2,845,000 | 4,128,000 | 5,432,000 |
| Income tax | 528,000 | 1,033,000 | 1,515,000 | 1,981,000 |
| Net income | 878,000 | 1,812,000 | 2,613,000 | 3,451,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 82,303,000 | 83,236,000 | 84,038,000 | 84,875,000 |
| Total capital | 84,113,000 | 85,036,000 | 85,863,000 | 86,587,000 |
| Risk-weighted assets | 183,365,000 | 182,751,000 | 181,281,000 | 180,714,000 |