Call reports 2015
HUNTINGTON FEDERAL SAVINGS BANK — 2015
What HUNTINGTON FEDERAL SAVINGS BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 541,735,000 | 541,795,000 | 541,430,000 | 541,308,000 |
| Total loans | 211,015,000 | 208,421,000 | 208,905,000 | 207,420,000 |
| Allowance for loan losses | 1,626,000 | 1,710,000 | 1,707,000 | 1,680,000 |
| Securities available for sale | 466,000 | 465,000 | 335,000 | 283,000 |
| Securities held to maturity | 286,527,000 | 294,033,000 | 298,619,000 | 293,586,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 461,616,000 | 461,177,000 | 460,071,000 | 459,169,000 |
| Interest-bearing deposits | 455,641,000 | 454,977,000 | 454,822,000 | 453,377,000 |
| Noninterest-bearing deposits | 5,975,000 | 6,200,000 | 5,249,000 | 5,792,000 |
| Equity capital | 77,301,000 | 78,240,000 | 78,941,000 | 79,708,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 4,542,000 | 8,977,000 | 13,334,000 | 17,695,000 |
| Interest expense | 862,000 | 1,737,000 | 2,634,000 | 3,532,000 |
| Net interest income | 3,680,000 | 7,240,000 | 10,700,000 | 14,163,000 |
| Noninterest income | 69,000 | 91,000 | 70,000 | 155,000 |
| Noninterest expense | 1,977,000 | 4,026,000 | 6,217,000 | 8,658,000 |
| Provision for loan losses | 11,000 | 111,000 | 111,000 | 100,000 |
| Pretax income | 1,761,000 | 3,194,000 | 4,442,000 | 5,560,000 |
| Income tax | 699,000 | 1,193,000 | 1,659,000 | 1,993,000 |
| Net income | 1,062,000 | 2,001,000 | 2,783,000 | 3,567,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 78,919,000 | 79,859,000 | 80,641,000 | 81,424,000 |
| Total capital | 80,751,000 | 81,773,000 | 82,494,000 | 83,237,000 |
| Risk-weighted assets | 185,657,000 | 181,813,000 | 182,962,000 | 181,064,000 |