Call reports 2014
HUNTINGTON FEDERAL SAVINGS BANK — 2014
What HUNTINGTON FEDERAL SAVINGS BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 555,088,000 | 548,799,000 | 547,973,000 | 541,579,000 |
| Total loans | 219,349,000 | 218,434,000 | 215,272,000 | 213,726,000 |
| Allowance for loan losses | 1,580,000 | 1,877,000 | 1,790,000 | 1,751,000 |
| Securities available for sale | 386,000 | 382,000 | 422,000 | 501,000 |
| Securities held to maturity | 293,722,000 | 288,897,000 | 291,059,000 | 283,743,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 479,266,000 | 472,238,000 | 470,479,000 | 462,880,000 |
| Interest-bearing deposits | 474,542,000 | 467,854,000 | 466,312,000 | 457,574,000 |
| Noninterest-bearing deposits | 4,724,000 | 4,384,000 | 4,167,000 | 5,306,000 |
| Equity capital | 73,769,000 | 74,863,000 | 75,786,000 | 76,262,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 5,036,000 | 9,829,000 | 14,514,000 | 18,945,000 |
| Interest expense | 1,019,000 | 2,005,000 | 2,900,000 | 3,858,000 |
| Net interest income | 4,017,000 | 7,824,000 | 11,614,000 | 15,087,000 |
| Noninterest income | 1,000 | 40,000 | 27,000 | -7,000 |
| Noninterest expense | 2,150,000 | 4,169,000 | 6,460,000 | 8,859,000 |
| Provision for loan losses | 0 | 273,000 | 273,000 | 273,000 |
| Pretax income | 1,868,000 | 3,422,000 | 4,908,000 | 5,948,000 |
| Income tax | 904,000 | 1,361,000 | 1,948,000 | 2,069,000 |
| Net income | 964,000 | 2,061,000 | 2,960,000 | 3,879,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 74,943,000 | 76,038,000 | 76,937,000 | 77,859,000 |
| Total capital | 76,692,000 | 78,083,000 | 78,913,000 | 79,830,000 |
| Risk-weighted assets | 191,070,000 | 189,542,000 | 188,420,000 | 186,141,000 |