Call reports 2012
HUNTINGTON FEDERAL SAVINGS BANK — 2012
What HUNTINGTON FEDERAL SAVINGS BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 529,844,000 | 534,319,000 | 533,859,000 | 541,331,000 |
| Total loans | 218,582,000 | 215,660,000 | 216,892,000 | 217,836,000 |
| Allowance for loan losses | 2,427,000 | 2,283,000 | 2,265,000 | 2,131,000 |
| Securities available for sale | 248,000 | 237,000 | 248,000 | 270,000 |
| Securities held to maturity | 256,735,000 | 266,700,000 | 276,885,000 | 276,531,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 461,141,000 | 465,571,000 | 464,544,000 | 470,033,000 |
| Interest-bearing deposits | 455,468,000 | 459,643,000 | 459,667,000 | 464,688,000 |
| Noninterest-bearing deposits | 5,673,000 | 5,928,000 | 4,877,000 | 5,345,000 |
| Equity capital | 65,625,000 | 66,519,000 | 67,108,000 | 68,283,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 5,521,000 | 10,881,000 | 16,110,000 | 21,224,000 |
| Interest expense | 1,645,000 | 3,204,000 | 4,711,000 | 6,097,000 |
| Net interest income | 3,876,000 | 7,677,000 | 11,399,000 | 15,127,000 |
| Noninterest income | -307,000 | -192,000 | -580,000 | -466,000 |
| Noninterest expense | 2,002,000 | 4,005,000 | 6,218,000 | 8,701,000 |
| Provision for loan losses | 310,000 | 310,000 | 310,000 | 310,000 |
| Pretax income | 1,257,000 | 3,170,000 | 4,291,000 | 5,650,000 |
| Income tax | 397,000 | 1,408,000 | 1,947,000 | 2,001,000 |
| Net income | 860,000 | 1,762,000 | 2,344,000 | 3,649,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 67,177,000 | 68,078,000 | 68,661,000 | 69,965,000 |
| Total capital | 69,705,000 | 70,463,000 | 71,033,000 | 72,212,000 |
| Risk-weighted assets | 193,653,000 | 191,564,000 | 189,801,000 | 189,865,000 |