Call reports 2026
FLINT COMMUNITY BANK — 2026
What FLINT COMMUNITY BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 351,829,000 | 357,109,000 |
| Total loans | 279,758,000 | 279,683,000 |
| Allowance for loan losses | 3,760,000 | 3,748,000 |
| Securities available for sale | 9,973,000 | 10,924,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 303,900,000 | 310,416,000 |
| Interest-bearing deposits | 225,708,000 | 233,559,000 |
| Noninterest-bearing deposits | 78,192,000 | 76,857,000 |
| Equity capital | 31,525,000 | 32,139,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 4,910,000 | 10,061,000 |
| Interest expense | 1,307,000 | 2,757,000 |
| Net interest income | 3,603,000 | 7,304,000 |
| Noninterest income | 376,000 | 781,000 |
| Noninterest expense | 2,135,000 | 4,201,000 |
| Provision for loan losses | 120,000 | 240,000 |
| Pretax income | 1,724,000 | 3,644,000 |
| Income tax | 0 | 0 |
| Net income | 1,724,000 | 3,644,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 31,521,000 | 32,188,000 |
| Total capital | 34,683,000 | 35,359,000 |
| Risk-weighted assets | 252,323,000 | 253,119,000 |
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