Call reports 2022
FLINT COMMUNITY BANK — 2022
What FLINT COMMUNITY BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 296,215,000 | 291,162,000 | 304,582,000 | 317,478,000 |
| Total loans | 249,764,000 | 254,096,000 | 257,735,000 | 260,756,000 |
| Allowance for loan losses | 2,872,000 | 2,902,000 | 2,932,000 | 2,962,000 |
| Securities available for sale | 4,874,000 | 6,796,000 | 8,129,000 | 8,683,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 264,231,000 | 255,837,000 | 268,820,000 | 285,083,000 |
| Interest-bearing deposits | 171,858,000 | 169,353,000 | 187,918,000 | 182,484,000 |
| Noninterest-bearing deposits | 92,373,000 | 86,484,000 | 80,902,000 | 102,599,000 |
| Equity capital | 24,543,000 | 24,766,000 | 25,051,000 | 25,607,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,613,000 | 5,443,000 | 8,572,000 | 12,097,000 |
| Interest expense | 131,000 | 279,000 | 564,000 | 1,093,000 |
| Net interest income | 2,482,000 | 5,164,000 | 8,008,000 | 11,004,000 |
| Noninterest income | 361,000 | 734,000 | 1,075,000 | 1,418,000 |
| Noninterest expense | 1,806,000 | 3,628,000 | 5,423,000 | 7,316,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 1,007,000 | 2,210,000 | 3,570,000 | 4,986,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,007,000 | 2,210,000 | 3,570,000 | 4,986,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,645,000 | 24,937,000 | 25,387,000 | 25,893,000 |
| Total capital | 27,517,000 | 27,839,000 | 28,319,000 | 28,855,000 |
| Risk-weighted assets | 235,063,000 | 235,400,000 | 238,043,000 | 242,819,000 |