Call reports 2014
FLINT COMMUNITY BANK — 2014
What FLINT COMMUNITY BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 153,476,000 | 156,526,000 | 163,193,000 | 170,632,000 |
| Total loans | 130,478,000 | 137,488,000 | 142,450,000 | 148,022,000 |
| Allowance for loan losses | 1,670,000 | 1,730,000 | 1,657,000 | 1,695,000 |
| Securities available for sale | 2,949,000 | 2,959,000 | 2,962,000 | 2,966,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 138,453,000 | 140,739,000 | 146,536,000 | 152,817,000 |
| Interest-bearing deposits | 115,919,000 | 120,875,000 | 125,939,000 | 128,255,000 |
| Noninterest-bearing deposits | 22,534,000 | 19,864,000 | 20,597,000 | 24,562,000 |
| Equity capital | 13,003,000 | 13,338,000 | 13,739,000 | 14,121,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,548,000 | 3,151,000 | 4,829,000 | 6,534,000 |
| Interest expense | 151,000 | 302,000 | 464,000 | 638,000 |
| Net interest income | 1,397,000 | 2,849,000 | 4,365,000 | 5,896,000 |
| Noninterest income | 220,000 | 360,000 | 594,000 | 936,000 |
| Noninterest expense | 1,074,000 | 2,093,000 | 3,156,000 | 4,120,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 440,000 |
| Pretax income | 483,000 | 996,000 | 1,623,000 | 2,272,000 |
| Income tax | 170,000 | 355,000 | 583,000 | 853,000 |
| Net income | 313,000 | 641,000 | 1,040,000 | 1,419,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,035,000 | 13,363,000 | 13,762,000 | 14,141,000 |
| Total capital | 14,437,000 | 14,823,000 | 15,259,000 | 15,717,000 |
| Risk-weighted assets | 112,083,000 | 116,566,000 | 119,605,000 | 125,977,000 |
Machine access — free, no API key
Every figure shown here about FLINT COMMUNITY BANK — 2014 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.