Call reports 2008
FLINT COMMUNITY BANK — 2008
What FLINT COMMUNITY BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 65,398,000 | 69,660,000 | 76,306,000 | 87,964,000 |
| Total loans | 52,294,000 | 56,423,000 | 62,141,000 | 73,120,000 |
| Allowance for loan losses | 617,000 | 667,000 | 693,000 | 958,000 |
| Securities available for sale | 3,780,000 | 3,707,000 | 3,747,000 | 3,792,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,820,000 | 59,513,000 | 67,035,000 | 77,091,000 |
| Interest-bearing deposits | 48,727,000 | 52,884,000 | 58,672,000 | 68,848,000 |
| Noninterest-bearing deposits | 7,093,000 | 6,629,000 | 8,363,000 | 8,243,000 |
| Equity capital | 8,564,000 | 8,467,000 | 8,504,000 | 9,059,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,002,000 | 2,006,000 | 3,067,000 | 4,251,000 |
| Interest expense | 519,000 | 990,000 | 1,452,000 | 1,941,000 |
| Net interest income | 483,000 | 1,016,000 | 1,615,000 | 2,310,000 |
| Noninterest income | 33,000 | 78,000 | 123,000 | 185,000 |
| Noninterest expense | 706,000 | 1,410,000 | 2,113,000 | 2,821,000 |
| Provision for loan losses | 43,000 | 93,000 | 141,000 | 411,000 |
| Pretax income | -233,000 | -409,000 | -516,000 | -737,000 |
| Income tax | -20,000 | -25,000 | -25,000 | -102,000 |
| Net income | -213,000 | -384,000 | -491,000 | -635,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,678,000 | 7,625,000 | 7,636,000 | 8,215,000 |
| Total capital | 8,295,000 | 8,292,000 | 8,329,000 | 9,137,000 |
| Risk-weighted assets | 57,130,000 | 58,773,000 | 63,189,000 | 73,613,000 |
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Every figure shown here about FLINT COMMUNITY BANK — 2008 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.