Call reports 2014
WCF FINANCIAL BANK — 2014
What WCF FINANCIAL BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 113,980,000 | 112,969,000 | 109,240,000 | 110,530,000 |
| Total loans | 54,380,000 | 54,811,000 | 55,516,000 | 55,462,000 |
| Allowance for loan losses | 437,000 | 353,000 | 355,000 | 361,000 |
| Securities available for sale | 43,597,000 | 44,862,000 | 41,167,000 | 40,388,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 98,460,000 | 97,251,000 | 92,656,000 | 93,493,000 |
| Interest-bearing deposits | 92,813,000 | 92,158,000 | 87,596,000 | 89,342,000 |
| Noninterest-bearing deposits | 5,647,000 | 5,093,000 | 5,060,000 | 4,151,000 |
| Equity capital | 12,948,000 | 13,353,000 | 13,650,000 | 13,897,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 983,000 | 1,970,000 | 2,972,000 | 3,957,000 |
| Interest expense | 218,000 | 431,000 | 637,000 | 696,000 |
| Net interest income | 765,000 | 1,539,000 | 2,335,000 | 3,261,000 |
| Noninterest income | 36,000 | 105,000 | 204,000 | 296,000 |
| Noninterest expense | 683,000 | 1,338,000 | 2,006,000 | 2,776,000 |
| Provision for loan losses | 0 | 8,000 | 8,000 | 18,000 |
| Pretax income | 117,000 | 297,000 | 530,000 | 602,000 |
| Income tax | 38,000 | 87,000 | 126,000 | 127,000 |
| Net income | 79,000 | 210,000 | 404,000 | 475,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,353,000 | 13,485,000 | 13,629,000 | 13,607,000 |
| Total capital | 13,790,000 | 13,838,000 | 13,984,000 | 13,968,000 |
| Risk-weighted assets | 45,559,000 | 45,370,000 | 46,050,000 | 46,809,000 |
Machine access — free, no API key
Every figure shown here about WCF FINANCIAL BANK — 2014 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.