Call reports 2012
WCF FINANCIAL BANK — 2012
What WCF FINANCIAL BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 92,732,000 | 90,850,000 | 90,957,000 | 91,489,000 |
| Total loans | 51,173,000 | 49,285,000 | 47,157,000 | 45,720,000 |
| Allowance for loan losses | 432,000 | 450,000 | 472,000 | 474,000 |
| Securities available for sale | 26,109,000 | 26,205,000 | 28,376,000 | 23,359,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 77,040,000 | 75,319,000 | 75,019,000 | 77,564,000 |
| Interest-bearing deposits | 72,834,000 | 70,779,000 | 70,618,000 | 72,370,000 |
| Noninterest-bearing deposits | 4,206,000 | 4,540,000 | 4,401,000 | 5,194,000 |
| Equity capital | 11,687,000 | 12,045,000 | 12,070,000 | 11,709,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 978,000 | 1,954,000 | 2,891,000 | 3,723,000 |
| Interest expense | 229,000 | 450,000 | 661,000 | 844,000 |
| Net interest income | 749,000 | 1,504,000 | 2,230,000 | 2,879,000 |
| Noninterest income | 36,000 | 294,000 | 326,000 | 454,000 |
| Noninterest expense | 555,000 | 1,160,000 | 1,900,000 | 2,535,000 |
| Provision for loan losses | -72,000 | -24,000 | 245,000 | 281,000 |
| Pretax income | 302,000 | 676,000 | 425,000 | 1,102,000 |
| Income tax | 94,000 | 215,000 | 100,000 | 333,000 |
| Net income | 208,000 | 461,000 | 325,000 | 769,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,336,000 | 11,590,000 | 11,453,000 | 11,351,000 |
| Total capital | 11,768,000 | 12,040,000 | 11,925,000 | 11,812,000 |
| Risk-weighted assets | 42,987,000 | 40,353,000 | 38,907,000 | 36,846,000 |
Machine access — free, no API key
Every figure shown here about WCF FINANCIAL BANK — 2012 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.