Call reports 2025
FIRST BANK & TRUST — 2025
What FIRST BANK & TRUST reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 4,786,044,000 | 4,748,100,000 | 4,735,956,000 | 4,697,206,000 |
| Total loans | 3,499,466,000 | 3,483,540,000 | 3,473,315,000 | 3,480,723,000 |
| Allowance for loan losses | 43,448,000 | 43,232,000 | 43,351,000 | 43,175,000 |
| Securities available for sale | 245,385,000 | 241,217,000 | 253,753,000 | 268,454,000 |
| Securities held to maturity | 530,763,000 | 527,689,000 | 523,749,000 | 532,051,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 4,083,689,000 | 4,055,981,000 | 4,030,731,000 | 4,087,092,000 |
| Interest-bearing deposits | 3,343,501,000 | 3,361,498,000 | 3,331,911,000 | 3,327,567,000 |
| Noninterest-bearing deposits | 740,188,000 | 694,483,000 | 698,820,000 | 759,525,000 |
| Equity capital | 503,470,000 | 513,838,000 | 520,530,000 | 528,711,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 60,674,000 | 123,689,000 | 187,991,000 | 252,191,000 |
| Interest expense | 26,457,000 | 53,434,000 | 79,695,000 | 104,537,000 |
| Net interest income | 34,217,000 | 70,255,000 | 108,296,000 | 147,654,000 |
| Noninterest income | 10,364,000 | 20,875,000 | 32,163,000 | 43,623,000 |
| Noninterest expense | 30,519,000 | 61,853,000 | 92,823,000 | 124,601,000 |
| Provision for loan losses | 0 | 175,000 | 1,335,000 | 1,975,000 |
| Pretax income | 14,062,000 | 27,289,000 | 44,355,000 | 62,852,000 |
| Income tax | 3,307,000 | 6,374,000 | 10,256,000 | 14,744,000 |
| Net income | 10,755,000 | 20,915,000 | 34,099,000 | 48,108,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 466,975,000 | 474,712,000 | 480,175,000 | 484,925,000 |