Call reports 2024
FIRST BANK & TRUST — 2024
What FIRST BANK & TRUST reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 4,633,839,000 | 4,694,783,000 | 4,703,553,000 | 4,684,374,000 |
| Total loans | 3,520,866,000 | 3,566,603,000 | 3,575,579,000 | 3,561,024,000 |
| Allowance for loan losses | 42,027,000 | 42,677,000 | 43,148,000 | 43,543,000 |
| Securities available for sale | 265,482,000 | 259,952,000 | 256,341,000 | 240,343,000 |
| Securities held to maturity | 554,599,000 | 557,382,000 | 545,497,000 | 536,010,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,924,245,000 | 3,801,991,000 | 3,916,000,000 | 3,960,264,000 |
| Interest-bearing deposits | 3,207,185,000 | 3,108,077,000 | 3,178,598,000 | 3,229,413,000 |
| Noninterest-bearing deposits | 717,060,000 | 693,914,000 | 737,402,000 | 730,851,000 |
| Equity capital | 464,046,000 | 472,374,000 | 487,952,000 | 495,364,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 56,460,000 | 115,080,000 | 176,672,000 | 238,407,000 |
| Interest expense | 27,849,000 | 56,588,000 | 86,319,000 | 114,025,000 |
| Net interest income | 28,611,000 | 58,492,000 | 90,353,000 | 124,382,000 |
| Noninterest income | 39,462,000 | 49,733,000 | 60,937,000 | 69,314,000 |
| Noninterest expense | 30,026,000 | 59,540,000 | 89,177,000 | 118,860,000 |
| Provision for loan losses | 2,600,000 | 4,550,000 | 5,190,000 | 5,515,000 |
| Pretax income | 35,447,000 | 44,146,000 | 56,934,000 | 69,343,000 |
| Income tax | 8,733,000 | 10,601,000 | 13,541,000 | 15,868,000 |
| Net income | 26,714,000 | 33,545,000 | 43,393,000 | 53,475,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 433,524,000 | 441,243,000 | 451,980,000 | 460,471,000 |