Call reports 2023
FIRST BANK & TRUST — 2023
What FIRST BANK & TRUST reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 4,284,964,000 | 4,416,577,000 | 4,550,620,000 | 4,701,349,000 |
| Total loans | 3,145,809,000 | 3,278,892,000 | 3,407,056,000 | 3,555,647,000 |
| Allowance for loan losses | 38,098,000 | 38,446,000 | 39,772,000 | 41,719,000 |
| Securities available for sale | 282,023,000 | 264,486,000 | 257,721,000 | 266,107,000 |
| Securities held to maturity | 581,019,000 | 578,302,000 | 570,244,000 | 561,220,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,729,866,000 | 3,832,121,000 | 3,783,095,000 | 3,848,305,000 |
| Interest-bearing deposits | 2,830,842,000 | 3,037,127,000 | 3,003,311,000 | 3,086,927,000 |
| Noninterest-bearing deposits | 899,024,000 | 794,994,000 | 779,784,000 | 761,378,000 |
| Equity capital | 432,116,000 | 430,619,000 | 437,342,000 | 451,362,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 46,366,000 | 95,370,000 | 148,792,000 | 204,964,000 |
| Interest expense | 12,057,000 | 28,705,000 | 50,499,000 | 77,318,000 |
| Net interest income | 34,309,000 | 66,665,000 | 98,293,000 | 127,646,000 |
| Noninterest income | 8,539,000 | 17,784,000 | 27,461,000 | 36,353,000 |
| Noninterest expense | 28,620,000 | 56,793,000 | 84,842,000 | 111,752,000 |
| Provision for loan losses | 0 | 450,000 | 2,150,000 | 4,300,000 |
| Pretax income | 14,228,000 | 27,217,000 | 38,773,000 | 48,400,000 |
| Income tax | 3,217,000 | 6,146,000 | 8,904,000 | 10,958,000 |
| Net income | 11,011,000 | 21,071,000 | 29,869,000 | 37,442,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 405,926,000 | 403,810,000 | 413,600,000 | 419,553,000 |