Call reports 2022
FIRST BANK & TRUST — 2022
What FIRST BANK & TRUST reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 4,143,774,000 | 4,181,748,000 | 4,224,570,000 | 4,377,534,000 |
| Total loans | 2,849,914,000 | 3,006,648,000 | 3,065,092,000 | 3,213,797,000 |
| Allowance for loan losses | 37,075,000 | 37,483,000 | 38,282,000 | 38,068,000 |
| Securities available for sale | 367,362,000 | 344,472,000 | 314,031,000 | 297,946,000 |
| Securities held to maturity | 585,896,000 | 575,018,000 | 578,687,000 | 584,782,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,681,794,000 | 3,694,081,000 | 3,658,935,000 | 3,645,231,000 |
| Interest-bearing deposits | 2,782,901,000 | 2,779,483,000 | 2,713,227,000 | 2,715,899,000 |
| Noninterest-bearing deposits | 898,892,000 | 914,598,000 | 945,708,000 | 929,333,000 |
| Equity capital | 412,088,000 | 408,896,000 | 409,135,000 | 418,860,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 38,095,000 | 78,262,000 | 121,743,000 | 167,483,000 |
| Interest expense | 1,726,000 | 3,662,000 | 7,505,000 | 15,352,000 |
| Net interest income | 36,369,000 | 74,600,000 | 114,238,000 | 152,131,000 |
| Noninterest income | 9,374,000 | 18,479,000 | 27,294,000 | 34,215,000 |
| Noninterest expense | 26,883,000 | 54,652,000 | 82,792,000 | 111,176,000 |
| Provision for loan losses | 0 | 400,000 | 1,200,000 | 1,110,000 |
| Pretax income | 18,860,000 | 38,036,000 | 57,549,000 | 74,082,000 |
| Income tax | 4,511,000 | 9,060,000 | 13,842,000 | 17,485,000 |
| Net income | 14,349,000 | 28,976,000 | 43,707,000 | 56,597,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 374,151,000 | 378,341,000 | 386,473,000 | 394,259,000 |