Call reports 2020
FIRST BANK & TRUST — 2020
What FIRST BANK & TRUST reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 2,069,068,000 | 2,268,682,000 | 2,279,502,000 | 3,647,138,000 |
| Total loans | 1,540,134,000 | 1,681,177,000 | 1,707,950,000 | 2,615,640,000 |
| Allowance for loan losses | 19,097,000 | 22,425,000 | 22,619,000 | 35,348,000 |
| Securities available for sale | 277,588,000 | 275,259,000 | 311,039,000 | 578,292,000 |
| Securities held to maturity | 68,853,000 | 73,741,000 | 75,168,000 | 93,615,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,765,337,000 | 1,948,317,000 | 1,952,716,000 | 3,165,254,000 |
| Interest-bearing deposits | 1,433,437,000 | 1,505,049,000 | 1,516,432,000 | 2,409,708,000 |
| Noninterest-bearing deposits | 331,900,000 | 443,268,000 | 436,284,000 | 755,546,000 |
| Equity capital | 237,080,000 | 244,373,000 | 251,874,000 | 394,340,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 21,162,000 | 42,014,000 | 62,780,000 | 138,070,000 |
| Interest expense | 3,986,000 | 6,835,000 | 9,283,000 | 17,037,000 |
| Net interest income | 17,176,000 | 35,179,000 | 53,497,000 | 121,033,000 |
| Noninterest income | 5,063,000 | 11,037,000 | 17,495,000 | 40,780,000 |
| Noninterest expense | 14,331,000 | 28,507,000 | 43,106,000 | 97,964,000 |
| Provision for loan losses | 525,000 | 4,546,000 | 4,841,000 | 8,979,000 |
| Pretax income | 7,383,000 | 13,453,000 | 23,505,000 | 55,769,000 |
| Income tax | 1,640,000 | 2,874,000 | 5,120,000 | 12,959,000 |
| Net income | 5,743,000 | 10,579,000 | 18,385,000 | 42,810,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 199,023,000 | 204,216,000 | 212,578,000 | 337,853,000 |