Call reports 2019
FIRST BANK & TRUST — 2019
What FIRST BANK & TRUST reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 1,951,101,000 | 1,958,396,000 | 1,996,248,000 | 2,069,570,000 |
| Total loans | 1,474,362,000 | 1,480,353,000 | 1,484,251,000 | 1,535,319,000 |
| Allowance for loan losses | 15,546,000 | 16,195,000 | 17,334,000 | 18,556,000 |
| Securities available for sale | 217,180,000 | 212,501,000 | 246,823,000 | 254,108,000 |
| Securities held to maturity | 62,639,000 | 62,472,000 | 67,684,000 | 62,067,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,669,395,000 | 1,669,091,000 | 1,698,686,000 | 1,760,189,000 |
| Interest-bearing deposits | 1,329,684,000 | 1,360,133,000 | 1,385,666,000 | 1,440,112,000 |
| Noninterest-bearing deposits | 339,711,000 | 308,958,000 | 313,020,000 | 320,077,000 |
| Equity capital | 215,171,000 | 221,143,000 | 225,749,000 | 230,070,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 20,660,000 | 42,620,000 | 64,706,000 | 86,290,000 |
| Interest expense | 4,131,000 | 8,563,000 | 13,160,000 | 17,475,000 |
| Net interest income | 16,529,000 | 34,057,000 | 51,546,000 | 68,815,000 |
| Noninterest income | 5,011,000 | 10,575,000 | 16,707,000 | 20,434,000 |
| Noninterest expense | 13,750,000 | 27,809,000 | 42,373,000 | 54,344,000 |
| Provision for loan losses | 100,000 | 825,000 | 2,075,000 | 3,275,000 |
| Pretax income | 7,690,000 | 16,005,000 | 23,812,000 | 31,643,000 |
| Income tax | 1,654,000 | 3,491,000 | 5,179,000 | 6,419,000 |
| Net income | 6,036,000 | 12,514,000 | 18,633,000 | 25,224,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 177,166,000 | 182,801,000 | 187,577,000 | 192,823,000 |
| Total capital | 192,712,000 | 198,996,000 | 203,917,000 | 210,806,000 |
| Risk-weighted assets | 1,599,907,000 | 1,606,978,000 | 1,625,386,000 | 1,675,582,000 |