Call reports 2018
FIRST BANK & TRUST — 2018
What FIRST BANK & TRUST reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 1,770,050,000 | 1,828,599,000 | 1,897,541,000 | 1,952,920,000 |
| Total loans | 1,313,294,000 | 1,372,809,000 | 1,415,657,000 | 1,488,465,000 |
| Allowance for loan losses | 13,593,000 | 14,218,000 | 14,863,000 | 15,409,000 |
| Securities available for sale | 193,790,000 | 189,153,000 | 188,380,000 | 184,678,000 |
| Securities held to maturity | 74,428,000 | 74,604,000 | 73,140,000 | 68,934,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,543,746,000 | 1,535,245,000 | 1,663,067,000 | 1,675,489,000 |
| Interest-bearing deposits | 1,210,542,000 | 1,233,274,000 | 1,324,659,000 | 1,358,511,000 |
| Noninterest-bearing deposits | 333,204,000 | 301,971,000 | 338,409,000 | 316,978,000 |
| Equity capital | 196,195,000 | 198,305,000 | 202,159,000 | 209,337,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 17,655,000 | 36,999,000 | 56,429,000 | 77,051,000 |
| Interest expense | 1,971,000 | 4,298,000 | 7,093,000 | 10,623,000 |
| Net interest income | 15,684,000 | 32,701,000 | 49,336,000 | 66,428,000 |
| Noninterest income | 4,899,000 | 9,970,000 | 15,272,000 | 23,552,000 |
| Noninterest expense | 13,284,000 | 26,737,000 | 40,031,000 | 55,670,000 |
| Provision for loan losses | 0 | 530,000 | 905,000 | 1,505,000 |
| Pretax income | 7,299,000 | 15,414,000 | 23,681,000 | 32,307,000 |
| Income tax | 1,493,000 | 3,274,000 | 5,115,000 | 6,810,000 |
| Net income | 5,806,000 | 12,140,000 | 18,566,000 | 25,497,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 158,515,000 | 161,705,000 | 166,687,000 | 172,966,000 |
| Total capital | 172,108,000 | 175,923,000 | 181,550,000 | 188,375,000 |
| Risk-weighted assets | 1,415,366,000 | 1,466,909,000 | 1,520,858,000 | 1,597,629,000 |