Call reports 2016
FIRST BANK & TRUST — 2016
What FIRST BANK & TRUST reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 1,318,145,000 | 1,341,282,000 | 1,337,905,000 | 1,357,977,000 |
| Total loans | 961,911,000 | 1,005,188,000 | 1,005,596,000 | 1,022,996,000 |
| Allowance for loan losses | 11,987,000 | 12,290,000 | 12,716,000 | 12,239,000 |
| Securities available for sale | 157,175,000 | 160,264,000 | 160,983,000 | 155,557,000 |
| Securities held to maturity | 59,240,000 | 58,950,000 | 57,948,000 | 55,464,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,133,534,000 | 1,132,716,000 | 1,142,882,000 | 1,153,624,000 |
| Interest-bearing deposits | 935,275,000 | 945,103,000 | 962,008,000 | 960,586,000 |
| Noninterest-bearing deposits | 198,259,000 | 187,613,000 | 180,874,000 | 193,038,000 |
| Equity capital | 149,315,000 | 151,065,000 | 152,751,000 | 152,485,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 12,525,000 | 25,597,000 | 38,718,000 | 51,882,000 |
| Interest expense | 1,161,000 | 2,334,000 | 3,537,000 | 4,732,000 |
| Net interest income | 11,364,000 | 23,263,000 | 35,181,000 | 47,150,000 |
| Noninterest income | 3,130,000 | 6,738,000 | 11,041,000 | 14,928,000 |
| Noninterest expense | 9,419,000 | 19,038,000 | 28,724,000 | 38,112,000 |
| Provision for loan losses | 0 | 300,000 | 700,000 | 1,315,000 |
| Pretax income | 5,075,000 | 10,663,000 | 16,798,000 | 22,482,000 |
| Income tax | 1,475,000 | 3,114,000 | 5,039,000 | 6,476,000 |
| Net income | 3,600,000 | 7,549,000 | 11,759,000 | 16,006,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 140,597,000 | 142,054,000 | 143,772,000 | 145,827,000 |
| Total capital | 152,584,000 | 154,344,000 | 156,488,000 | 158,066,000 |
| Risk-weighted assets | 1,080,254,000 | 1,113,209,000 | 1,112,000,000 | 1,122,389,000 |