Call reports 2015
FIRST BANK & TRUST — 2015
What FIRST BANK & TRUST reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 954,632,000 | 979,439,000 | 1,316,776,000 | 1,337,244,000 |
| Total loans | 691,862,000 | 730,080,000 | 979,964,000 | 1,004,312,000 |
| Allowance for loan losses | 9,321,000 | 9,742,000 | 12,749,000 | 11,982,000 |
| Securities available for sale | 107,833,000 | 104,823,000 | 169,177,000 | 158,235,000 |
| Securities held to maturity | 48,306,000 | 47,449,000 | 61,574,000 | 60,013,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 810,392,000 | 837,689,000 | 1,081,180,000 | 1,153,593,000 |
| Interest-bearing deposits | 693,337,000 | 727,287,000 | 903,586,000 | 956,087,000 |
| Noninterest-bearing deposits | 117,055,000 | 110,401,000 | 177,593,000 | 197,507,000 |
| Equity capital | 113,251,000 | 113,361,000 | 146,006,000 | 146,849,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 8,966,000 | 18,281,000 | 38,167,000 | 51,625,000 |
| Interest expense | 829,000 | 1,641,000 | 3,563,000 | 4,724,000 |
| Net interest income | 8,137,000 | 16,640,000 | 34,604,000 | 46,901,000 |
| Noninterest income | 3,048,000 | 6,400,000 | 10,960,000 | 14,274,000 |
| Noninterest expense | 7,153,000 | 14,418,000 | 29,014,000 | 38,384,000 |
| Provision for loan losses | 0 | 530,000 | 580,000 | 740,000 |
| Pretax income | 4,032,000 | 8,092,000 | 15,970,000 | 22,576,000 |
| Income tax | 1,107,000 | 2,230,000 | 4,600,000 | 6,611,000 |
| Net income | 2,925,000 | 5,862,000 | 11,370,000 | 15,965,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 108,609,000 | 109,685,000 | 136,937,000 | 139,090,000 |
| Total capital | 117,930,000 | 119,427,000 | 149,686,000 | 151,072,000 |
| Risk-weighted assets | 758,685,000 | 795,983,000 | 1,081,101,000 | 1,100,015,000 |