Call reports 2014
FIRST BANK & TRUST — 2014
What FIRST BANK & TRUST reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 930,352,000 | 912,002,000 | 932,707,000 | 952,344,000 |
| Total loans | 636,616,000 | 646,767,000 | 659,831,000 | 690,136,000 |
| Allowance for loan losses | 9,211,000 | 9,147,000 | 9,221,000 | 9,351,000 |
| Securities available for sale | 117,374,000 | 122,021,000 | 119,882,000 | 105,627,000 |
| Securities held to maturity | 52,025,000 | 51,459,000 | 50,640,000 | 47,588,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 791,952,000 | 777,049,000 | 779,329,000 | 803,260,000 |
| Interest-bearing deposits | 682,324,000 | 668,187,000 | 659,374,000 | 692,132,000 |
| Noninterest-bearing deposits | 109,628,000 | 108,862,000 | 119,954,000 | 111,128,000 |
| Equity capital | 106,035,000 | 107,916,000 | 109,123,000 | 111,328,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 8,663,000 | 17,488,000 | 26,427,000 | 37,021,000 |
| Interest expense | 1,021,000 | 1,953,000 | 2,791,000 | 3,615,000 |
| Net interest income | 7,642,000 | 15,535,000 | 23,636,000 | 33,406,000 |
| Noninterest income | 3,489,000 | 6,995,000 | 10,018,000 | 14,296,000 |
| Noninterest expense | 6,854,000 | 13,657,000 | 20,384,000 | 27,579,000 |
| Provision for loan losses | 0 | 0 | 0 | 225,000 |
| Pretax income | 4,277,000 | 8,873,000 | 13,270,000 | 19,918,000 |
| Income tax | 1,219,000 | 2,551,000 | 3,803,000 | 5,862,000 |
| Net income | 3,058,000 | 6,322,000 | 9,467,000 | 14,056,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 102,899,000 | 104,219,000 | 105,466,000 | 107,306,000 |
| Total capital | 112,110,000 | 113,366,000 | 114,687,000 | 116,657,000 |
| Risk-weighted assets | 751,515,000 | 759,341,000 | 763,533,000 | 770,704,000 |