Call reports 2013
FIRST BANK & TRUST — 2013
What FIRST BANK & TRUST reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 865,316,000 | 891,506,000 | 884,904,000 | 925,796,000 |
| Total loans | 586,131,000 | 608,866,000 | 621,383,000 | 646,496,000 |
| Allowance for loan losses | 9,286,000 | 9,240,000 | 9,173,000 | 9,420,000 |
| Securities available for sale | 134,939,000 | 130,022,000 | 124,515,000 | 118,559,000 |
| Securities held to maturity | 49,113,000 | 50,250,000 | 48,778,000 | 48,919,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 715,756,000 | 751,153,000 | 733,653,000 | 788,285,000 |
| Interest-bearing deposits | 618,447,000 | 646,198,000 | 634,356,000 | 676,953,000 |
| Noninterest-bearing deposits | 97,309,000 | 104,955,000 | 99,298,000 | 111,332,000 |
| Equity capital | 103,980,000 | 106,941,000 | 103,129,000 | 104,265,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 9,030,000 | 17,920,000 | 27,106,000 | 37,258,000 |
| Interest expense | 1,333,000 | 2,561,000 | 3,679,000 | 4,734,000 |
| Net interest income | 7,697,000 | 15,359,000 | 23,427,000 | 32,524,000 |
| Noninterest income | 2,753,000 | 13,271,000 | 16,930,000 | 20,227,000 |
| Noninterest expense | 6,736,000 | 14,247,000 | 21,197,000 | 28,278,000 |
| Provision for loan losses | 35,000 | 35,000 | 35,000 | 335,000 |
| Pretax income | 3,679,000 | 14,731,000 | 19,508,000 | 24,521,000 |
| Income tax | 997,000 | 4,699,000 | 6,064,000 | 7,328,000 |
| Net income | 2,682,000 | 10,032,000 | 13,444,000 | 17,193,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 97,815,000 | 103,367,000 | 100,082,000 | 101,635,000 |
| Total capital | 106,543,000 | 112,400,000 | 109,255,000 | 111,055,000 |
| Risk-weighted assets | 697,719,000 | 722,460,000 | 744,871,000 | 759,060,000 |